Google Pay を使えば、オンラインでも実際の店舗でも、さまざまな場所で素早く簡単にお支払いいただけます。購入手続きに必要なすべての情報が 1 か所にまとめられます。お支払いに関する情報は、実際にお支払いを行うまで Google アカウントに安全に保管されます。Google Pay では、購入履歴の確認やポイントの利用も簡単です。時間とお金の節約に役立つおすすめ情報も簡単に参照できます。
メリット
Google Pay でのデバイスのトークン化には、カード発行会社にとって次のようなメリットがあります。
ブランドの表示: カード所有者が Google Pay を利用するたびに、カードアートが表示されます。
安全な決済方法の提供: 安全な決済を実現するため、Google Pay では端末のロックや画面のタイムアウトを行います。トークン化、セキュリティ、キーの管理は、カード発行会社に代わって Google が行います。
Google Pay は、Gmail アカウント、他社のメールアドレスにリンクされている Google アカウント、Google Workspace アカウントなど、あらゆる種類の Google アカウントで使用できます。
All rights reserved. Java は Oracle および関連会社の登録商標です。
最終更新日 2025-08-22 UTC。
[null,null,["最終更新日 2025-08-22 UTC。"],[[["\u003cp\u003eGoogle Pay provides a fast and secure way to pay online, in stores, and more, keeping your payment information safe.\u003c/p\u003e\n"],["\u003cp\u003eGoogle Pay allows you to easily manage purchases, loyalty programs, and receive personalized recommendations.\u003c/p\u003e\n"],["\u003cp\u003eFinancial institutions can leverage Google Pay to enhance brand visibility, offer secure payments, and become the preferred payment option for users.\u003c/p\u003e\n"],["\u003cp\u003eGoogle Pay supports various payment methods like device tokens, cards on file, and cloud tokens, each with different use cases.\u003c/p\u003e\n"],["\u003cp\u003eGoogle Pay is available in numerous countries and works with all types of Google Accounts, including personal and Workspace accounts.\u003c/p\u003e\n"]]],["Google Pay facilitates secure, fast payments online and in-store. Users can store payment information in their Google Account, track purchases, and redeem loyalty points. Financial institutions can showcase their brand through card art, and Google handles tokenization and security. When users add a card, they receive device tokens for in-store and online use, or cards-on-file/cloud tokens for peer-to-peer and online transactions. Device tokenization is the focus of the document, with a list of supported countries and Google accounts available.\n"],null,["# Home\n\nGoogle Pay is the fast, simple way to pay in millions of places -- online,\nin stores, and more. It brings together everything you need at checkout and\nkeeps your payment information safe in your Google Account until you're ready to\npay. Google Pay also makes it easy to keep track of purchases, redeem\nloyalty points, and get personalized suggestions to help you save time and\nmoney.\n\nBenefits\n--------\n\nDevice tokenization in Google Pay gives card issuing financial\ninstitutions a prime opportunity to:\n\n- **Showcase your brand:** Cardholders see your card art every time they use Google Pay.\n- **Provide a secure payment option:** Google Pay locks devices and times out screens as needed to ensure secure payments. Google coordinates tokenization, security, and key management for you.\n- **Capture \"top of wallet\":** Cardholders can set your card as their primary payment option.\n\nTokens and cards-on-file\n------------------------\n\nWhen a user adds their card to Google Pay, they get one or more of the\nfollowing:\n\n- Device token (DPANs)\n- Card-on-file (PAN/FPAN, expiry, and cardholder name)\n- Cloud token (tokenized version of a card-on-file)\n\nDevice tokens, cards on file, and cloud tokens are used in different scenarios.\nDevice tokens are device bound and can be used for in-store NFC transactions and\nonline transactions. Cards on file and cloud tokens are stored at the account\nlevel, rather than on the device, and can be used for peer-to-peer and online\ntransactions. When tokenizing a card, the user's card information may be stored as a\ncard on file and can potentially incur a small, temporary charge. This charge is\nrefunded once the account has been verified. More information can be found on\nthe [Google charge support\npage](https://support.google.com/googlepay/answer/7644142)\n\nThis documentation generally focuses on device tokens rather than cards on file\nor cloud tokens. For details on how to enable device tokenization, refer to the\n[TSP integration](/pay/issuers/tsp-integration/overview) section of this site.\n\nSupported countries\n-------------------\n\nThe consumer support site maintains a [list of\ncountries](https://support.google.com/pay/answer/7454247)\nwhere Google Pay has launched.\n\nSupported Google Accounts\n-------------------------\n\nGoogle Pay works with for all types of [Google\naccounts](https://support.google.com/accounts/answer/27441), including Gmail\naccounts, Google Accounts linked to other email addresses, and Google Workspace\naccounts.\n| **Note:** Google Workspace accounts require the Google Pay [feature to be\n| enabled](https://support.google.com/a/answer/181865?product_name=UnuFlow&trigger_context=a&visit_id=637861485646405506-1364991112&rd=1&src=supportwidget0#zippy=%2Cturn-services-on-or-off-for-users) for your company's Workspace account. This sometimes impacts banks during testing if the Google Pay feature is disabled by their Workspace administrator. If this impacts you, work with your Workspace administrator to enable it."]]
